Landlord Insurance Cost Guide in North Dakota — Average Prices & Ranges

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Across North Dakota, landlord insurance ranges from roughly $7,854 at the low end to $27,488 per year at the high end, with $14,693 as the usual middle.

Costs differ from one North Dakota metro to the next, largely because travel distance and local demand change. The city list below shows the spread.

Typical cost at a glance

United States planning figures, per year
LevelPrice
Low~$7,854
Typical~$14,693
High~$27,488

Cost by type

TypeLowTypicalHigh
Baseline cost at the advertised rate~$7,854~$17,671~$27,488
Best-qualified applicant scenario~$6,440~$16,002~$25,564
Weaker-credit scenario~$8,482~$22,108~$35,734
Origination and third-party fees~$942~$4,182~$7,422
Shorter term with higher payment~$8,011~$20,224~$32,436

All figures per year.

Who sets landlord insurance prices

There is no fixed tariff for landlord insurance. The figure is set by the provider's own economics, covering labour, materials, travel and availability, so it varies by company and by season.

Timing your landlord insurance

Urgent landlord insurance work is priced for speed: overtime, priority materials and squeezed schedules all add cost. Planning a few weeks ahead is often the simplest way to stay near $14,693.

Getting quotes for landlord insurance

For landlord insurance, three quotes is the practical minimum and five is rarely necessary. The goal is to see the market range, not to collect paperwork.

How to compare quotes for landlord insurance

When you compare quotes for landlord insurance, line up the scope, the materials and the timeline rather than just the totals. Ask each provider what would make the price rise after the quote is accepted.

What Landlord Insurance typically costs

Landlord Insurance does not carry one published price. Across North Dakota, most jobs fall between $7,854 and $27,488 per year, and the number in between, about $14,693, is the fairest single figure to plan around.

What moves the price of landlord insurance

What pushes landlord insurance toward the top of its range? Premium materials, awkward access, urgent scheduling, extra permits and disposal. Each is optional to a degree, and each should be itemised before you compare totals.

Frequently asked questions

How much does landlord insurance cost?
Most landlord insurance falls between $7,854 and $27,488, with a typical figure near $14,693 per year. The low end is a straightforward job with no surprises; the high end covers complex scope, premium materials or urgent timing. It is worth testing that against a couple of quotes in North Dakota.
What affects the price of landlord insurance?
Providers price risk as well as work. A job with unknowns costs more to guarantee, which is why two quotes for the same request can differ so much. Local providers in North Dakota can confirm how that applies to your area.
Is Landlord Insurance cheaper in smaller cities?
Often, but not always. Smaller markets can carry a travel or availability premium that offsets a lower local rate, so it is worth checking a nearby city before assuming the lowest published figure applies to you. In North Dakota, that is worth confirming with a local provider before you commit.
How many quotes should I get for landlord insurance?
Two or three written quotes are enough to see the real market range. Compare the same scope side by side, and ask each provider what is excluded and what would change the price after the quote is accepted. The answer can shift with the North Dakota market, so check locally.

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These are planning ranges drawn from public price data and market research. They are not a quote, an offer or financial advice, and your actual price depends on the provider, the location and the scope of the work.