# What You Pay for Workers Compensation Insurance in Ontario — Average Prices & Breakdown _Last updated: 2026-10-05T07:43:17Z_ > In Ontario, workers compensation insurance tends to run from $7,902 to $27,656 per year, with a mid-market job near $14,783. ## Typical cost at a glance | Level | Price | | --- | --- | | Low | ~$7,902 | | Typical | ~$14,783 | | High | ~$27,656 | _Currency: USD, per year._ ## Cost by type | Type | Low | Typical | High | | --- | --- | --- | --- | | Baseline cost at the advertised rate | ~$7,902 | ~$17,779 | ~$27,656 | | Best-qualified applicant scenario | ~$6,480 | ~$16,100 | ~$25,720 | | Weaker-credit scenario | ~$8,534 | ~$22,244 | ~$35,953 | | Origination and third-party fees | ~$948 | ~$4,208 | ~$7,467 | | Shorter term with higher payment | ~$8,060 | ~$20,347 | ~$32,634 | ## What Workers Compensation Insurance typically costs Workers Compensation Insurance does not carry one published price. Across Ontario, most jobs fall between $7,902 and $27,656 per year, and the number in between, about $14,783, is the fairest single figure to plan around. ## How workers compensation insurance pricing varies around Ontario Because Ontario draws on a regional pool of providers, workers compensation insurance rates here sit somewhere between the local minimum and the regional norm. It pays to check both. ## Who sets workers compensation insurance prices No one publishes an official rate for workers compensation insurance. Each provider costs the job from the ground up, so the figure reflects their materials, their time and their current workload. ## Timing your workers compensation insurance For workers compensation insurance, same-day and after-hours call-outs sit at the top of the range. A standard appointment booked in advance gives you the best chance of the typical figure. ## What moves the price of workers compensation insurance The scope you agree drives most of the cost of workers compensation insurance. Every extra task, upgraded material or access complication adds labour and risk, and the provider prices that risk into the quote. ## How to compare quotes for workers compensation insurance Cheapest is not the same as best value for workers compensation insurance. A slightly higher quote with a complete scope and no open-ended extras is often safer than the lowest figure with caveats. ## Frequently asked questions ### How much does workers compensation insurance cost? Most workers compensation insurance falls between $7,902 and $27,656, with a typical figure near $14,783 per year. The low end is a straightforward job with no surprises; the high end covers complex scope, premium materials or urgent timing. For Ontario, ask a provider to put that in writing with the quote. ### What affects the price of workers compensation insurance? Providers price risk as well as work. A job with unknowns costs more to guarantee, which is why two quotes for the same request can differ so much. Providers serving Ontario can tell you how it affects a typical job. ### Is Workers Compensation Insurance cheaper in smaller cities? Often, but not always. Smaller markets can carry a travel or availability premium that offsets a lower local rate, so it is worth checking a nearby city before assuming the lowest published figure applies to you. Where you are in Ontario can change the detail, so compare nearby quotes. ### How many quotes should I get for workers compensation insurance? Two or three written quotes are enough to see the real market range. Compare the same scope side by side, and ask each provider what is excluded and what would change the price after the quote is accepted. The specifics vary across Ontario, so confirm them with the provider you hire. ## Keep comparing - [Finance](/category/finance/) - [Tax Preparation](/ontario/tax-preparation/) - [Personal Loans](/ontario/personal-loans/) - [Auto Loans](/ontario/auto-loans/) - [Student Loans](/ontario/student-loans/) - [Business Loans](/ontario/business-loans/) - [Mortgages](/ontario/mortgages/) - [Alabama](/alabama/workers-compensation-insurance/) - [Alaska](/alaska/workers-compensation-insurance/) - [Arizona](/arizona/workers-compensation-insurance/) - [Arkansas](/arkansas/workers-compensation-insurance/) - [California](/california/workers-compensation-insurance/) - [Colorado](/colorado/workers-compensation-insurance/) - [Connecticut](/connecticut/workers-compensation-insurance/) - [Delaware](/delaware/workers-compensation-insurance/) - [District of Columbia](/district-of-columbia/workers-compensation-insurance/) - [Florida](/florida/workers-compensation-insurance/) - [Georgia](/georgia/workers-compensation-insurance/) - [Hawaii](/hawaii/workers-compensation-insurance/) - [Idaho](/idaho/workers-compensation-insurance/) - [Illinois](/illinois/workers-compensation-insurance/) - [Indiana](/indiana/workers-compensation-insurance/) - [Iowa](/iowa/workers-compensation-insurance/) - [Kansas](/kansas/workers-compensation-insurance/) - [Kentucky](/kentucky/workers-compensation-insurance/) - [Louisiana](/louisiana/workers-compensation-insurance/) - [Maine](/maine/workers-compensation-insurance/) - [Maryland](/maryland/workers-compensation-insurance/) - [Massachusetts](/massachusetts/workers-compensation-insurance/) - [Michigan](/michigan/workers-compensation-insurance/) - [Minnesota](/minnesota/workers-compensation-insurance/) - [Mississippi](/mississippi/workers-compensation-insurance/) - [Missouri](/missouri/workers-compensation-insurance/) - [Montana](/montana/workers-compensation-insurance/) - [Nebraska](/nebraska/workers-compensation-insurance/) - [Nevada](/nevada/workers-compensation-insurance/) - [New Hampshire](/new-hampshire/workers-compensation-insurance/) - [New Jersey](/new-jersey/workers-compensation-insurance/) - [New Mexico](/new-mexico/workers-compensation-insurance/) - [New York](/new-york/workers-compensation-insurance/) - [North Carolina](/north-carolina/workers-compensation-insurance/) - [North Dakota](/north-dakota/workers-compensation-insurance/) - [Ohio](/ohio/workers-compensation-insurance/) - [Oklahoma](/oklahoma/workers-compensation-insurance/) - [Oregon](/oregon/workers-compensation-insurance/) - [Pennsylvania](/pennsylvania/workers-compensation-insurance/) - [Rhode Island](/rhode-island/workers-compensation-insurance/) - [South Carolina](/south-carolina/workers-compensation-insurance/) - [South Dakota](/south-dakota/workers-compensation-insurance/) - [Tennessee](/tennessee/workers-compensation-insurance/) - [Texas](/texas/workers-compensation-insurance/) - [Utah](/utah/workers-compensation-insurance/) - [Vermont](/vermont/workers-compensation-insurance/) - [Virginia](/virginia/workers-compensation-insurance/) - [Washington](/washington/workers-compensation-insurance/) - [West Virginia](/west-virginia/workers-compensation-insurance/) - [Wisconsin](/wisconsin/workers-compensation-insurance/) - [Wyoming](/wyoming/workers-compensation-insurance/) - [Ontario](/ontario/workers-compensation-insurance/) - [Quebec](/quebec/workers-compensation-insurance/) - [British Columbia](/british-columbia/workers-compensation-insurance/) - [Alberta](/alberta/workers-compensation-insurance/) - [Saskatchewan](/saskatchewan/workers-compensation-insurance/) - [Manitoba](/manitoba/workers-compensation-insurance/) - [Nova Scotia](/nova-scotia/workers-compensation-insurance/) - [New Brunswick](/new-brunswick/workers-compensation-insurance/) - [Newfoundland and Labrador](/newfoundland-and-labrador/workers-compensation-insurance/) - [Prince Edward Island](/prince-edward-island/workers-compensation-insurance/) - [Hamilton](/hamilton/) - [Kitchener](/kitchener/) - [London](/london/) - [Ottawa](/ottawa/) - [Sudbury](/sudbury/) - [Thunder Bay](/thunder-bay/) - [Toronto](/toronto/) - [Windsor](/windsor/) --- These are planning ranges drawn from public price data and market research. They are not a quote, an offer or financial advice, and your actual price depends on the provider, the location and the scope of the work.