# What Business Hazard Insurance Costs in Maine — Low, High and Typical _Last updated: 2026-10-05T07:43:17Z_ > Set your Maine budget somewhere between $6,736 and $23,576 per year. The number most people pay is nearer $12,602. ## Typical cost at a glance | Level | Price | | --- | --- | | Low | ~$6,736 | | Typical | ~$12,602 | | High | ~$23,576 | _Currency: USD, per year._ ## Cost by type | Type | Low | Typical | High | | --- | --- | --- | --- | | Baseline cost at the advertised rate | ~$6,736 | ~$15,156 | ~$23,576 | | Best-qualified applicant scenario | ~$5,524 | ~$13,725 | ~$21,926 | | Weaker-credit scenario | ~$7,275 | ~$18,962 | ~$30,649 | | Origination and third-party fees | ~$808 | ~$3,587 | ~$6,366 | | Shorter term with higher payment | ~$6,871 | ~$17,346 | ~$27,820 | ## What moves the price of business hazard insurance business hazard insurance is priced job by job rather than off a fixed menu. That is why the same request can attract quotes near $6,736 and others near $23,576: the providers are pricing different assumptions about scope and risk. ## How to compare quotes for business hazard insurance Compare business hazard insurance quotes on four things: scope, materials, timeline and what triggers an increase. Get all four in writing and the decision becomes straightforward. ## What Business Hazard Insurance typically costs In Maine, the going range for business hazard insurance runs from about $6,736 to $23,576 per year, centred near $12,602. Use the low end as your best case and the high end as your safety margin. ## Timing your business hazard insurance Scheduling matters as much as the quote for business hazard insurance. Emergency and same-week work carries a premium, while a planned slot booked ahead usually lands closer to the middle of the range. ## Frequently asked questions ### How much does business hazard insurance cost? Most business hazard insurance falls between $6,736 and $23,576, with a typical figure near $12,602 per year. The low end is a straightforward job with no surprises; the high end covers complex scope, premium materials or urgent timing. In Maine, that is worth confirming with a local provider before you commit. ### What affects the price of business hazard insurance? The honest answer is that it depends on the specifics. Compare the written scope first, then the price. The answer can shift with the Maine market, so check locally. ### Is Business Hazard Insurance cheaper in smaller cities? Often, but not always. Smaller markets can carry a travel or availability premium that offsets a lower local rate, so it is worth checking a nearby city before assuming the lowest published figure applies to you. It is worth testing that against a couple of quotes in Maine. ### How many quotes should I get for business hazard insurance? Two or three written quotes are enough to see the real market range. Compare the same scope side by side, and ask each provider what is excluded and what would change the price after the quote is accepted. Local providers in Maine can confirm how that applies to your area. ## Keep comparing - [Finance](/category/finance/) - [Tax Preparation](/maine/tax-preparation/) - [Personal Loans](/maine/personal-loans/) - [Auto Loans](/maine/auto-loans/) - [Student Loans](/maine/student-loans/) - [Business Loans](/maine/business-loans/) - [Mortgages](/maine/mortgages/) - [Alabama](/alabama/business-hazard-insurance/) - [Alaska](/alaska/business-hazard-insurance/) - [Arizona](/arizona/business-hazard-insurance/) - [Arkansas](/arkansas/business-hazard-insurance/) - [California](/california/business-hazard-insurance/) - [Colorado](/colorado/business-hazard-insurance/) - [Connecticut](/connecticut/business-hazard-insurance/) - [Delaware](/delaware/business-hazard-insurance/) - [District of Columbia](/district-of-columbia/business-hazard-insurance/) - [Florida](/florida/business-hazard-insurance/) - [Georgia](/georgia/business-hazard-insurance/) - [Hawaii](/hawaii/business-hazard-insurance/) - [Idaho](/idaho/business-hazard-insurance/) - [Illinois](/illinois/business-hazard-insurance/) - [Indiana](/indiana/business-hazard-insurance/) - [Iowa](/iowa/business-hazard-insurance/) - [Kansas](/kansas/business-hazard-insurance/) - [Kentucky](/kentucky/business-hazard-insurance/) - [Louisiana](/louisiana/business-hazard-insurance/) - [Maine](/maine/business-hazard-insurance/) - [Maryland](/maryland/business-hazard-insurance/) - [Massachusetts](/massachusetts/business-hazard-insurance/) - [Michigan](/michigan/business-hazard-insurance/) - [Minnesota](/minnesota/business-hazard-insurance/) - [Mississippi](/mississippi/business-hazard-insurance/) - [Missouri](/missouri/business-hazard-insurance/) - [Montana](/montana/business-hazard-insurance/) - [Nebraska](/nebraska/business-hazard-insurance/) - [Nevada](/nevada/business-hazard-insurance/) - [New Hampshire](/new-hampshire/business-hazard-insurance/) - [New Jersey](/new-jersey/business-hazard-insurance/) - [New Mexico](/new-mexico/business-hazard-insurance/) - [New York](/new-york/business-hazard-insurance/) - [North Carolina](/north-carolina/business-hazard-insurance/) - [North Dakota](/north-dakota/business-hazard-insurance/) - [Ohio](/ohio/business-hazard-insurance/) - [Oklahoma](/oklahoma/business-hazard-insurance/) - [Oregon](/oregon/business-hazard-insurance/) - [Pennsylvania](/pennsylvania/business-hazard-insurance/) - [Rhode Island](/rhode-island/business-hazard-insurance/) - [South Carolina](/south-carolina/business-hazard-insurance/) - [South Dakota](/south-dakota/business-hazard-insurance/) - [Tennessee](/tennessee/business-hazard-insurance/) - [Texas](/texas/business-hazard-insurance/) - [Utah](/utah/business-hazard-insurance/) - [Vermont](/vermont/business-hazard-insurance/) - [Virginia](/virginia/business-hazard-insurance/) - [Washington](/washington/business-hazard-insurance/) - [West Virginia](/west-virginia/business-hazard-insurance/) - [Wisconsin](/wisconsin/business-hazard-insurance/) - [Wyoming](/wyoming/business-hazard-insurance/) - [Ontario](/ontario/business-hazard-insurance/) - [Quebec](/quebec/business-hazard-insurance/) - [British Columbia](/british-columbia/business-hazard-insurance/) - [Alberta](/alberta/business-hazard-insurance/) - [Saskatchewan](/saskatchewan/business-hazard-insurance/) - [Manitoba](/manitoba/business-hazard-insurance/) - [Nova Scotia](/nova-scotia/business-hazard-insurance/) - [New Brunswick](/new-brunswick/business-hazard-insurance/) - [Newfoundland and Labrador](/newfoundland-and-labrador/business-hazard-insurance/) - [Prince Edward Island](/prince-edward-island/business-hazard-insurance/) - [Bangor](/bangor/) - [Lewiston](/lewiston/) --- These are planning ranges drawn from public price data and market research. They are not a quote, an offer or financial advice, and your actual price depends on the provider, the location and the scope of the work.