# Workers Compensation Insurance Prices in Arkansas: Typical Ranges and What Drives Them
_Last updated: 2026-10-05T07:43:17Z_

> Residents of Arkansas usually pay between $7,902 and $27,656 per year for workers compensation insurance, and a typical job sits close to $14,783.

## Typical cost at a glance

| Level | Price |
| --- | --- |
| Low | ~$7,902 |
| Typical | ~$14,783 |
| High | ~$27,656 |

_Currency: USD, per year._

## Cost by type

| Type | Low | Typical | High |
| --- | --- | --- | --- |
| Baseline cost at the advertised rate | ~$7,902 | ~$17,779 | ~$27,656 |
| Best-qualified applicant scenario | ~$6,480 | ~$16,100 | ~$25,720 |
| Weaker-credit scenario | ~$8,534 | ~$22,244 | ~$35,953 |
| Origination and third-party fees | ~$948 | ~$4,208 | ~$7,467 |
| Shorter term with higher payment | ~$8,060 | ~$20,347 | ~$32,634 |

## What moves the price of workers compensation insurance

What pushes workers compensation insurance toward the top of its range? Premium materials, awkward access, urgent scheduling, extra permits and disposal. Each is optional to a degree, and each should be itemised before you compare totals.

## What Workers Compensation Insurance typically costs

Workers Compensation Insurance does not carry one published price. Across Arkansas, most jobs fall between $7,902 and $27,656 per year, and the number in between, about $14,783, is the fairest single figure to plan around.

## Timing your workers compensation insurance

For workers compensation insurance, same-day and after-hours call-outs sit at the top of the range. A standard appointment booked in advance gives you the best chance of the typical figure.

## How to compare quotes for workers compensation insurance

Cheapest is not the same as best value for workers compensation insurance. A slightly higher quote with a complete scope and no open-ended extras is often safer than the lowest figure with caveats.

## Frequently asked questions

### How much does workers compensation insurance cost?

Most workers compensation insurance falls between $7,902 and $27,656, with a typical figure near $14,783 per year. The low end is a straightforward job with no surprises; the high end covers complex scope, premium materials or urgent timing. For Arkansas, ask a provider to put that in writing with the quote.

### What affects the price of workers compensation insurance?

Providers price risk as well as work. A job with unknowns costs more to guarantee, which is why two quotes for the same request can differ so much. Providers serving Arkansas can tell you how it affects a typical job.

### Is Workers Compensation Insurance cheaper in smaller cities?

Often, but not always. Smaller markets can carry a travel or availability premium that offsets a lower local rate, so it is worth checking a nearby city before assuming the lowest published figure applies to you. Where you are in Arkansas can change the detail, so compare nearby quotes.

### How many quotes should I get for workers compensation insurance?

Two or three written quotes are enough to see the real market range. Compare the same scope side by side, and ask each provider what is excluded and what would change the price after the quote is accepted. The specifics vary across Arkansas, so confirm them with the provider you hire.

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These are planning ranges drawn from public price data and market research. They are not a quote, an offer or financial advice, and your actual price depends on the provider, the location and the scope of the work.